Community Improvement
(S30)
990 on File
CDC SMALL BUSINESS FINANCE CORP
Financial strength (30%)
87/100
Reliability (20%)
45/100
Effectiveness (25%)
78/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2024
$31.0M
Total Revenue
$29.3M
Total Expenses
$67.0M
Net Assets
169
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
67.5%
Fundraising Efficiency
N/A
Operating Reserve
27.46x
Liability-to-Asset
49.8%
Revenue Diversification
42.7%
Executive Compensation
$579K
Compared with Peers
FY 2024
Compared with 285 similar organizations
(United States, Community Improvement, $10M–$100M in expenses), FY 2024.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
67.5% | 90.2% |
P10P90
|
Bottom quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
32.5% | 8.3% |
P10P90
|
Bottom quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.2% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
27.5 mo | 5.5 mo |
P10P90
|
Top quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
49.8% | 40.6% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
42.7% | 91.4% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
12.2% | 5.8% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
10.3% | 7.4% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
5.5% | 1.3% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2024 | $31.0M | $29.3M | $67.0M | 67.5% | 169 |
| 2023 | $27.6M | $26.5M | $65.3M | 63.1% | 192 |
| 2022 | $26.9M | $28.2M | $64.3M | 75.7% | 179 |
| 2021 | $32.5M | $25.0M | N/A | — | 177 |
| 2020 | $32.7M | $22.5M | N/A | — | 124 |
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