Community Improvement
(S200)
IRS Verified
DX Registered
990 on File
RURAL COMMUNITY ASSISTANCE
Financial strength (30%)
68/100
Reliability (20%)
55/100
Effectiveness (25%)
88/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Mission Statement
Rural Community Assistance Corporation (RCAC) provides technical assistance, training and financing so rural communities achieve their goals and visions. Our vision is: RCAC builds partnerships to make rural communities vibrant, healthy and sustainable. These communities: -Have safe, affordable drinking water, and waste disposal systems -Provide decent, affordable housing for all residents -Afford all residents economic opportunity -Are guided by well-trained leaders who access technical and financial resources to make sound decisions -Embrace their ethnic and cultural diversity
Financial Overview — FY 2025
$90.8M
Total Revenue
$58.5M
Total Expenses
$133.5M
Net Assets
277
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
98.6%
Fundraising Efficiency
N/A
Operating Reserve
27.36x
Liability-to-Asset
48.2%
Revenue Diversification
88.0%
Executive Compensation
$1.8M
Compared with Peers
FY 2025
Compared with 112 similar organizations
(United States, Community Improvement, $10M–$100M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
98.6% | 91.1% |
P10P90
|
Top quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
0.3% | 8.0% |
P10P90
|
Top quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
1.1% | 0.0% |
P10P90
|
Below median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
27.4 mo | 6.3 mo |
P10P90
|
Top quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
48.2% | 32.6% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
88.0% | 92.9% |
P10P90
|
Above median |
|
Revenue growth
Year over year revenue growth
|
54.5% | 5.3% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
16.3% | 4.9% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
35.5% | 1.6% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $90.8M | $58.5M | $133.5M | 98.6% | 277 |
| 2024 | $58.8M | $50.3M | $101.0M | 98.0% | 250 |
| 2023 | $39.7M | $34.1M | $91.9M | 96.1% | 224 |
| 2022 | $32.9M | $28.1M | $85.2M | 78.9% | 199 |
| 2021 | $97.3M | $23.7M | N/A | — | 180 |
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