Community Improvement
(S43Z)
990 on File
VALLEY SMALL BUSINESS DEVELOPMENT CORPORATION
Financial strength (30%)
81/100
Reliability (20%)
55/100
Effectiveness (25%)
71/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$2.1M
Total Revenue
$2.0M
Total Expenses
$6.9M
Net Assets
7
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
72.7%
Fundraising Efficiency
N/A
Operating Reserve
42.08x
Liability-to-Asset
69.8%
Revenue Diversification
81.9%
Executive Compensation
$209K
Compared with Peers
FY 2025
Compared with 703 similar organizations
(United States, Community Improvement, $1M–$10M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
72.7% | 85.4% |
P10P90
|
Bottom quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
27.1% | 11.1% |
P10P90
|
Bottom quarter |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.1% | 0.0% |
P10P90
|
Below median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
42.1 mo | 10.2 mo |
P10P90
|
Top quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
69.8% | 20.7% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
81.9% | 89.8% |
P10P90
|
Above median |
|
Surplus margin
Surplus as a share of revenue
|
5.0% | 2.0% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $2.1M | $2.0M | $6.9M | 72.7% | 7 |
| 2023 | $3.1M | $1.6M | $6.5M | 66.9% | 10 |
| 2022 | $2.3M | $1.6M | $5.0M | 65.1% | 12 |
| 2021 | $3.8M | $1.6M | N/A | — | 12 |
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