Housing & Shelter (L41) IRS Verified DX Registered 990 on File

RUTHS HOUSE OF HOPE

EIN: 87-0709671 · FARIBAULT, MN 55021-0600 · United States · FY 2024 Data

3 out of 5 58 / 100 Based on 2+ years of filings

Financial strength (30%) 76/100

Reliability (20%) 55/100

Effectiveness (25%) 97/100

Impact (25%) No data yet

Financial data: FY 2024 · Scored 9/13/2026

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Financial Overview — FY 2024

$663K

Total Revenue

$499K

Total Expenses

$734K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 97.5%

Fundraising Efficiency 1.0%

Operating Reserve 17.64x

Liability-to-Asset 0.6%

Revenue Diversification 74.6%

Executive Compensation $61K

Compared with Peers

FY 2024

Compared with 5,473 similar organizations (United States, Housing & Shelter, $100K–$1M in expenses), FY 2024.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	97.5%	87.3%	P10P90	Top quarter
Admin expense ratio Management and general / total expenses · lower is better	2.2%	11.7%	P10P90	Top quarter
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	0.3%	0.0%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	1.0%	18.8%	P10P90	Above median
Operating reserve Months of expenses covered by net assets · higher is better	17.6 mo	13.6 mo	P10P90	Above median
Liabilities to assets Total liabilities / total assets · lower is better	0.6%	25.2%	P10P90	Top quarter
Revenue concentration Share of revenue from the largest source · lower is better	74.6%	91.7%	P10P90	Above median
Revenue growth Year over year revenue growth	30.5%	5.0%	P10P90
Expense growth Year over year expense growth	1.0%	5.2%	P10P90
Surplus margin Surplus as a share of revenue	24.7%	-6.8%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2024	$663K	$499K	$734K	97.5%	23
2023	$508K	$494K	$480K	97.9%	18
2022	$421K	$463K	$466K	97.1%	19
2021	$824K	$444K	N/A	—	20

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Organization Details

EIN: 87-0709671
State: MN
City: FARIBAULT
ZIP: 55021-0600
Classification: L41
Category: Housing & Shelter
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 2003
Foundation Code: 16
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

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