Community Improvement
(S32)
990 on File
COBIZ RICHMOND INC
Financial strength (30%)
77/100
Reliability (20%)
45/100
Effectiveness (25%)
78/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$748K
Total Revenue
$679K
Total Expenses
$80K
Net Assets
1
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
80.0%
Fundraising Efficiency
N/A
Operating Reserve
1.41x
Liability-to-Asset
72.3%
Revenue Diversification
55.0%
Executive Compensation
$130K
Compared with Peers
FY 2025
Compared with 2,137 similar organizations
(United States, Community Improvement, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
80.0% | 84.4% |
P10P90
|
Below median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
20.0% | 12.7% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
1.4 mo | 11.1 mo |
P10P90
|
Bottom quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
72.3% | 2.2% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
55.0% | 91.6% |
P10P90
|
Top quarter |
|
Surplus margin
Surplus as a share of revenue
|
9.2% | 2.7% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $748K | $679K | $80K | 80.0% | 1 |
| 2023 | $610K | $622K | $-26,557 | 80.0% | 2 |
| 2022 | $564K | $623K | $-14,599 | 80.0% | 2 |
| 2021 | $635K | $756K | $45K | 80.0% | 2 |
| 2020 | $597K | $494K | $165K | 75.5% | 2 |
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