Community Improvement
(S20Z)
990 on File
PERSONAL AFFORDABLE LIVING INC
Financial strength (30%)
78/100
Reliability (20%)
55/100
Effectiveness (25%)
65/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2024
$61K
Total Revenue
$72K
Total Expenses
$414K
Net Assets
2
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
81.1%
Fundraising Efficiency
N/A
Operating Reserve
69.39x
Liability-to-Asset
6.7%
Revenue Diversification
80.5%
Executive Compensation
$15K
Compared with Peers
FY 2024
Compared with 4,006 similar organizations
(United States, Community Improvement, under $100K in expenses), FY 2024.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
81.1% | 81.7% |
P10P90
|
Below median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
18.9% | 10.6% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
69.4 mo | 23.9 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
6.7% | 0.0% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
80.5% | 98.4% |
P10P90
|
Above median |
|
Revenue growth
Year over year revenue growth
|
-87.2% | -1.9% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-1.7% | -1.6% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-18.1% | 11.7% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2024 | $61K | $72K | $414K | 81.1% | 2 |
| 2023 | $474K | $73K | $425K | 83.4% | 2 |
| 2022 | $74K | $69K | $24K | 80.1% | — |
| 2021 | $68K | $64K | N/A | — | 1 |
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