Housing & Shelter
(L22)
990 on File
MOUNT ST MARY INC
Financial strength (30%)
64/100
Reliability (20%)
25/100
Effectiveness (25%)
85/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$6.2M
Total Revenue
$6.3M
Total Expenses
$15K
Net Assets
82
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
83.9%
Fundraising Efficiency
N/A
Operating Reserve
0.03x
Liability-to-Asset
99.3%
Revenue Diversification
98.9%
Compared with Peers
FY 2025
Compared with 1,101 similar organizations
(United States, Housing & Shelter, $1M–$10M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
83.9% | 86.6% |
P10P90
|
Below median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
16.1% | 10.4% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
0.0 mo | 13.6 mo |
P10P90
|
Bottom quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
99.3% | 30.2% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
98.9% | 88.1% |
P10P90
|
Bottom quarter |
|
Revenue growth
Year over year revenue growth
|
2.2% | 6.3% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
8.7% | 5.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-2.0% | 4.4% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $6.2M | $6.3M | $15K | 83.9% | 82 |
| 2024 | $6.1M | $5.8M | $802K | 84.4% | 82 |
| 2020 | $5.5M | $5.8M | N/A | — | 93 |
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