Philanthropy & Grantmaking
(T20)
990 on File
ARLENE AND FRANK CERTO FAMILY FOUNDATION
Financial strength (30%)
84/100
Reliability (20%)
50/100
Effectiveness (25%)
51/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$130K
Total Revenue
$32K
Total Expenses
$194K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
93.6%
Fundraising Efficiency
N/A
Operating Reserve
72.99x
Liability-to-Asset
0.0%
Revenue Diversification
75.0%
Compared with Peers
FY 2025
Compared with 12,725 similar organizations
(United States, Philanthropy & Grantmaking, under $100K in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
93.6% | 86.2% |
P10P90
|
Above median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
73.0 mo | 120.1 mo |
P10P90
|
Below median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
75.0% | 92.5% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
775.9% | 4.7% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
188.1% | 2.4% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
75.5% | 11.6% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $130K | $32K | $194K | 93.6% | — |
| 2024 | $15K | $11K | $96K | 90.5% | — |
| 2023 | $9K | $28K | $80K | 92.1% | — |
| 2022 | $28K | $33K | $99K | 92.6% | — |
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