Charity Search / LORETTO VOLUNTEER FIRE DEPT
Public Safety & Disaster Relief (M24Z) 990 on File

LORETTO VOLUNTEER FIRE DEPT

EIN: 63-1041191 · CULLMAN, AL 35057-5062 · United States · FY 2023 Data
2 out of 5 35 / 100 Based on 2+ years of filings
Financial strength (30%) 64/100
Reliability (20%) 55/100
Effectiveness (25%) 21/100
Impact (25%) No data yet
Financial data: FY 2023 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2023
$105K
Total Revenue
$86K
Total Expenses
$440K
Net Assets
N/A
Employees
Revenue Sources
Program Expense Ratio 0.0%
Fundraising Efficiency N/A
Operating Reserve 61.78x
Liability-to-Asset 0.0%
Revenue Diversification 69.9%
Compared with Peers
FY 2023
Compared with 3,330 similar organizations (United States, Public Safety & Disaster Relief, under $100K in expenses), FY 2023.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
0.0% 90.7%
P10P90
Bottom quarter
Operating reserve
Months of expenses covered by net assets · higher is better
61.8 mo 46.2 mo
P10P90
Above median
Liabilities to assets
Total liabilities / total assets · lower is better
0.0% 0.0%
P10P90
Top quarter
Revenue concentration
Share of revenue from the largest source · lower is better
69.9% 90.9%
P10P90
Above median
Revenue growth
Year over year revenue growth
15.6% 0.2%
P10P90
Expense growth
Year over year expense growth
-4.4% -0.2%
P10P90
Surplus margin
Surplus as a share of revenue
18.1% 19.7%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2023 $105K $86K $440K 0.0% —
2022 $90K $90K $288K 100.0% —
2021 $98K $107K N/A — 1
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Organization Details
EIN
63-1041191
State
AL
City
CULLMAN
ZIP
35057-5062
Classification
M24Z
Category
Public Safety & Disaster Relief
Rating
2★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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