Charity Search / JUNIOR ACHIEVEMENT OF WEST KENTUCKY INC
International Affairs (Q320) IRS Verified DX Registered 990 on File

JUNIOR ACHIEVEMENT OF WEST KENTUCKY INC

EIN: 61-0564988 · OWENSBORO, KY 42303-4160 · United States · FY 2025 Data
4 out of 5 76 / 100 Based on 2+ years of filings
Financial strength (30%) 71/100
Reliability (20%) 82/100
Effectiveness (25%) 93/100
Impact (25%) 60/100
Financial data: FY 2025 · Scored 9/13/2026
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JUNIOR ACHIEVEMENT OF WEST KENTUCKY INC logo
62
CharityAI™ Score
out of 100
Mission Statement

At Junior Achievement we believe in "possible." Each day, we work to help young people discover what’s possible in their lives. We do this by helping them connect what they learn in school with life outside the classroom. We let them know it’s possible to invest in their future, to gain a better understanding of how the world works, and to pursue their dreams. We show them that it’s possible for tomorrow to be a better day.

Financial Overview — FY 2025
$310K
Total Revenue
$427K
Total Expenses
$1.0M
Net Assets
7
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 80.6%
Fundraising Efficiency 49.0%
Operating Reserve 29.14x
Liability-to-Asset 3.5%
Revenue Diversification 71.6%
Compared with Peers
FY 2025
Compared with 1,413 similar organizations (United States, International Affairs, $100K–$1M in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
80.6% 89.8%
P10P90
Below median
Admin expense ratio
Management and general / total expenses · lower is better
12.4% 6.0%
P10P90
Below median
Fundraising expense ratio
Fundraising expenses / total expenses · lower is better
7.0% 0.0%
P10P90
Bottom quarter
Fundraising efficiency
Fundraising expenses / gross fundraising income · lower is better
49.0% 17.0%
P10P90
Below median
Operating reserve
Months of expenses covered by net assets · higher is better
29.1 mo 7.2 mo
P10P90
Top quarter
Liabilities to assets
Total liabilities / total assets · lower is better
3.5% 0.0%
P10P90
Bottom quarter
Revenue concentration
Share of revenue from the largest source · lower is better
71.6% 99.8%
P10P90
Top quarter
Revenue growth
Year over year revenue growth
-42.8% 7.2%
P10P90
Expense growth
Year over year expense growth
-7.0% 7.1%
P10P90
Surplus margin
Surplus as a share of revenue
-37.8% 2.0%
P10P90
CharityAI™ Evaluation — 2025
62 / 100
81
Financial
62
Reliability
90
Effectiveness
10
Impact
Financial Strength (30%) 81
Reliability & Transparency (20%) 62
Program Effectiveness (25%) 90
Impact & Outcomes (25%) 10

0 programs 4 staff

IRS Verified 90% Data Complete
Impact
1 program
Outcome / Program People Served Cost / Service # Completed Duration
— 5,322 $64.67 — Lifetime
Geographic Reach
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $310K $427K $1.0M 80.6% 7
2024 $542K $459K $1.1M 80.1% 6
2023 $786K $430K $1.0M 80.0% 6
2022 $444K $383K N/A — 5
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Organization Details
EIN
61-0564988
State
KY
City
OWENSBORO
ZIP
42303-4160
Classification
Q320
Category
International Affairs
Rating
4★
Coverage
A
Last Updated
Aug 2026
IRS Ruling Year
1959
Foundation Code
15
Form 990
On File
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