Housing & Shelter
(L20Z)
IRS Verified
DX Registered
990 on File
HABITAT FOR HUMANITY OF LEE & HENDRY COUNTIES INC
Financial strength (30%)
74/100
Reliability (20%)
55/100
Effectiveness (25%)
88/100
Impact (25%)
No data yet
28
CharityAI™ Score
out of 100
Mission Statement
Habitat for Humanity of Lee and Hendry Counties (Habitat) is a builder, lender, developer, and HUD-approved housing counseling agency serving low-income families seeking sustainable shelter. For decades, Habitat for Humanity has been a leader in affordable homeownership, built on a foundation of faith, action, and generosity. We focus on creating not just houses, but opportunities for families in need.
Financial Overview — FY 2025
$30.5M
Total Revenue
$32.1M
Total Expenses
$33.2M
Net Assets
93
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
92.0%
Fundraising Efficiency
6247.6%
Operating Reserve
12.42x
Liability-to-Asset
25.7%
Revenue Diversification
59.7%
Executive Compensation
$492K
Compared with Peers
FY 2025
Compared with 177 similar organizations
(United States, Housing & Shelter, $10M–$100M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
92.0% | 87.8% |
P10P90
|
Above median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
5.5% | 8.7% |
P10P90
|
Above median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
2.5% | 0.0% |
P10P90
|
Below median |
|
Fundraising efficiency
Fundraising expenses / gross fundraising income
· lower is better
|
6247.6% | 817.7% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
12.4 mo | 9.4 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
25.7% | 46.6% |
P10P90
|
Above median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
59.7% | 89.5% |
P10P90
|
Top quarter |
|
Surplus margin
Surplus as a share of revenue
|
-5.2% | 2.6% |
P10P90
|
CharityAI™ Evaluation — 2025
28 / 1000
Financial
82
Reliability
38
Effectiveness
10
Impact
Financial Strength (30%)
0
Reliability & Transparency (20%)
82
Program Effectiveness (25%)
38
Impact & Outcomes (25%)
10
0 programs
IRS Verified Form 990 on File 90% Data Complete
Impact
1 program| Outcome / Program | People Served | Cost / Service | # Completed | Duration |
|---|---|---|---|---|
| In FY2025-26, Habitat built 54 homes providing housing for 78 adults and 69 children | 54 | $220,000.00 | — | Per Year |
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $30.5M | $32.1M | $33.2M | 92.0% | 93 |
| 2023 | $28.8M | $26.9M | $34.5M | 94.2% | 151 |
| 2022 | $24.2M | $20.4M | $32.5M | 96.1% | 132 |
| 2021 | $24.6M | $21.7M | N/A | — | 126 |
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