Community Improvement
(S40Z)
990 on File
CTAM EDUCATIONAL FOUNDATION
Financial strength (30%)
99/100
Reliability (20%)
55/100
Effectiveness (25%)
68/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$975K
Total Revenue
$683K
Total Expenses
$1.5M
Net Assets
0
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
85.4%
Fundraising Efficiency
N/A
Operating Reserve
26.29x
Liability-to-Asset
9.2%
Revenue Diversification
63.4%
Compared with Peers
FY 2025
Compared with 2,137 similar organizations
(United States, Community Improvement, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
85.4% | 84.4% |
P10P90
|
Above median |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
14.6% | 12.7% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
26.3 mo | 11.1 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
9.2% | 2.2% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
63.4% | 91.6% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
11.0% | 4.2% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-21.6% | 8.4% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
30.0% | 2.7% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $975K | $683K | $1.5M | 85.4% | 0 |
| 2024 | $878K | $871K | $1.4M | 88.2% | 0 |
| 2023 | $563K | $569K | $1.3M | 83.8% | 0 |
| 2022 | $683K | $748K | $1.2M | 88.0% | 0 |
| 2021 | $590K | $551K | N/A | — | 0 |
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