International Affairs (Q320) IRS Verified DX Registered 990 on File

JUNIOR ACHIEVEMENT OF THE EASTERN SHORE

EIN: 52-1461040 · SALISBURY, MD 21804-0003 · United States · FY 2025 Data

4 out of 5 65 / 100 Based on 2+ years of filings

Financial strength (30%) 66/100

Reliability (20%) 55/100

Effectiveness (25%) 61/100

Impact (25%) 75/100

Financial data: FY 2025 · Scored 9/13/2026

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Mission Statement

Junior Achievement’s mission is to inspire and prepare young people to succeed in a global economy. We fulfill this mission by pairing proven in-classroom curriculum with immersive, hands-on learning experiences. Our programs are designed to equip students across the Eastern Shore with the tools they need to be financially independent, develop an entrepreneurial mindset, and confidently navigate their pathway into the workforce. Through local partnerships and real-world applications, we empower the next generation to make informed decisions about their futures.

Financial Overview — FY 2025

$1.9M

Total Revenue

$1.5M

Total Expenses

$6.6M

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 60.4%

Fundraising Efficiency 261.8%

Operating Reserve 51.80x

Liability-to-Asset 36.9%

Revenue Diversification 95.6%

Executive Compensation $98K

Compared with Peers

FY 2025

Compared with 446 similar organizations (United States, International Affairs, $1M–$10M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	60.4%	83.8%	P10P90	Bottom quarter
Admin expense ratio Management and general / total expenses · lower is better	31.0%	9.4%	P10P90	Bottom quarter
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	8.6%	4.2%	P10P90	Below median
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	261.8%	171.1%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	51.8 mo	9.9 mo	P10P90	Top quarter
Liabilities to assets Total liabilities / total assets · lower is better	36.9%	5.7%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	95.6%	96.3%	P10P90	Above median
Surplus margin Surplus as a share of revenue	18.5%	2.2%	P10P90

Impact

1 program

Outcome / Program	People Served	Cost / Service	# Completed	Duration
JA BizTown, JA Finance Park, JA Finance Park Advanced student attendance fee	14,840	$95.00	—	Per Day

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$1.9M	$1.5M	$6.6M	60.4%	19
2024	N/A	N/A	N/A	—	—
2023	$2.7M	$1.1M	$6.1M	63.0%	13
2022	$2.4M	$673K	N/A	—	11

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Organization Details

EIN: 52-1461040
State: MD
City: SALISBURY
ZIP: 21804-0003
Classification: Q320
Category: International Affairs
Rating: 4★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1986
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
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"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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