Environment
(C42)
IRS Verified
DX Registered
990 on File
CRESS CREEK GARDEN CLUB OF NAPERVILLE INC
Financial strength (30%)
60/100
Reliability (20%)
50/100
Effectiveness (25%)
58/100
Impact (25%)
No data yet
28
CharityAI™ Score
out of 100
Mission Statement
Our purpose is to encourage the beautification and general improvement of Naperville and the surrounding communities; to stimulation gardening and artistic interests; to develop horticultural artistic interests; to develop horticultural knowledge; to support conservation; to provide scholarships for students; and to support local charities. Our Garden Club is organized and operated exclusively for purposes to be beneficial, charitable, educational, and useful to the community within the meaning of Section 501c(3) of the Internal Revenue Code.
Financial Overview — FY 2026
$74K
Total Revenue
$79K
Total Expenses
$31K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
57.8%
Fundraising Efficiency
46.0%
Operating Reserve
4.72x
Liability-to-Asset
0.0%
Revenue Diversification
26.0%
Compared with Peers
FY 2026
Compared with 110 similar organizations
(United States, Environment, under $100K in expenses), FY 2026.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
57.8% | 84.7% |
P10P90
|
Below median |
|
Fundraising efficiency
Fundraising expenses / gross fundraising income
· lower is better
|
46.0% | 30.8% |
P10P90
|
Below median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
4.7 mo | 42.3 mo |
P10P90
|
Bottom quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
26.0% | 81.2% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
-3.0% | -1.0% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
8.6% | -2.3% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-7.0% | 19.9% |
P10P90
|
CharityAI™ Evaluation — 2025
28 / 1000
Financial
82
Reliability
38
Effectiveness
10
Impact
Financial Strength (30%)
0
Reliability & Transparency (20%)
82
Program Effectiveness (25%)
38
Impact & Outcomes (25%)
10
0 programs
IRS Verified Form 990 on File 90% Data Complete
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2026 | $74K | $79K | $31K | 57.8% | — |
| 2025 | $76K | $73K | $36K | 33.1% | — |
| 2024 | $68K | $62K | $33K | 48.7% | — |
| 2023 | $63K | $63K | $27K | 42.9% | — |
| 2022 | $64K | $53K | N/A | — | 1 |
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