Health Care (E86) IRS Verified DX Registered 990 on File

BELIEVE BIG INC

EIN: 45-2665196 · HUNT VALLEY, MD 21031-1067 · United States · FY 2023 Data

3 out of 5 59 / 100 Based on 2+ years of filings

Financial strength (30%) 95/100

Reliability (20%) 50/100

Effectiveness (25%) 81/100

Impact (25%) No data yet

Financial data: FY 2023 · Scored 9/13/2026

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Financial Overview — FY 2023

$837K

Total Revenue

$809K

Total Expenses

$764K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 83.2%

Fundraising Efficiency N/A

Operating Reserve 11.34x

Liability-to-Asset 19.5%

Revenue Diversification 97.5%

Executive Compensation $92K

Compared with Peers

FY 2023

Compared with 6,416 similar organizations (United States, Health Care, $100K–$1M in expenses), FY 2023.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	83.2%	84.9%	P10P90	Below median
Admin expense ratio Management and general / total expenses · lower is better	10.5%	11.3%	P10P90	Above median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	6.3%	0.0%	P10P90	Bottom quarter
Operating reserve Months of expenses covered by net assets · higher is better	11.3 mo	13.8 mo	P10P90	Below median
Liabilities to assets Total liabilities / total assets · lower is better	19.5%	1.4%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	97.5%	94.7%	P10P90	Below median
Revenue growth Year over year revenue growth	10.7%	6.3%	P10P90
Expense growth Year over year expense growth	-1.9%	10.8%	P10P90
Surplus margin Surplus as a share of revenue	3.4%	3.3%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2023	$837K	$809K	$764K	83.2%	11
2022	$756K	$824K	$736K	70.3%	11
2021	$979K	$654K	N/A	—	12

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Organization Details

EIN: 45-2665196
State: MD
City: HUNT VALLEY
ZIP: 21031-1067
Classification: E86
Category: Health Care
Rating: 3★
Coverage: A
Last Updated: Aug 2026
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

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The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
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