Religion-Related (X02) IRS Verified DX Registered 990 on File

C R O S S CHRISTIANS REACHING OUT IN SOCIAL SERVICE

EIN: 41-1314577 · ROGERS, MN 55374-0574 · United States · FY 2025 Data

3 out of 5 52 / 100 Based on 2+ years of filings

Financial strength (30%) 67/100

Reliability (20%) 55/100

Effectiveness (25%) 85/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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Mission Statement

C.R.O.S.S. (Christians Reaching Out in Social Service) dba CROSS Services is a non-profit 501(c)(3) social services organization. Moreover, we assist Minnesota families and individuals in need, with an emphasis on ending hunger through access to healthy food. In addition, we support Rogers, Maple Grove, Osseo, Corcoran, Dayton, and Champlin communities of Minnesota with additional services and referral support to help navigate financial hardship. CROSS Services is supported by community donations and volunteerism. Our organization is also governed by a volunteer board of directors Our Mission To meet basic needs and enhance the well-being of individuals and families in our community by providing essential food services along with compassionate, supportive resources. Our Vision To create a thriving community where every individual and family has access to nutritious food and comprehensive supportive services, empowering them to achieve stability and well-being.

Financial Overview — FY 2025

$7.2M

Total Revenue

$7.4M

Total Expenses

$1.4M

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 94.2%

Fundraising Efficiency 217.5%

Operating Reserve 2.21x

Liability-to-Asset 26.6%

Revenue Diversification 96.8%

Compared with Peers

FY 2025

Compared with 815 similar organizations (United States, Religion-Related, $1M–$10M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	94.2%	85.1%	P10P90	Top quarter
Admin expense ratio Management and general / total expenses · lower is better	1.3%	10.0%	P10P90	Top quarter
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	4.5%	1.3%	P10P90	Below median
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	217.5%	162.6%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	2.2 mo	7.9 mo	P10P90	Bottom quarter
Liabilities to assets Total liabilities / total assets · lower is better	26.6%	7.2%	P10P90	Below median
Revenue concentration Share of revenue from the largest source · lower is better	96.8%	93.2%	P10P90	Below median
Revenue growth Year over year revenue growth	21.8%	6.2%	P10P90
Expense growth Year over year expense growth	14.5%	6.2%	P10P90
Surplus margin Surplus as a share of revenue	-3.6%	1.5%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$7.2M	$7.4M	$1.4M	94.2%	21
2024	$5.9M	$6.5M	$1.6M	92.9%	22
2023	$5.7M	$6.0M	$2.2M	94.7%	16
2022	$5.8M	$5.1M	N/A	—	14

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Organization Details

EIN: 41-1314577
State: MN
City: ROGERS
ZIP: 55374-0574
Classification: X02
Category: Religion-Related
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1977
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

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