Philanthropy & Grantmaking
(T20)
990 on File
GLADSTONE SCHOLARSHIP & STUDENT LOAN FOUNDATION
Financial strength (30%)
96/100
Reliability (20%)
50/100
Effectiveness (25%)
51/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$240K
Total Revenue
$164K
Total Expenses
$3.5M
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
78.1%
Fundraising Efficiency
N/A
Operating Reserve
252.77x
Liability-to-Asset
0.4%
Revenue Diversification
26.2%
Compared with Peers
FY 2025
Compared with 9,363 similar organizations
(United States, Philanthropy & Grantmaking, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
78.1% | 90.0% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
252.8 mo | 96.7 mo |
P10P90
|
Top quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
0.4% | 0.0% |
P10P90
|
Bottom quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
26.2% | 90.4% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
31.0% | 10.5% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
5.8% | 8.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
31.6% | 4.5% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $240K | $164K | $3.5M | 78.1% | — |
| 2024 | $183K | $155K | $3.3M | 81.8% | — |
| 2023 | $91K | $157K | $2.9M | 80.6% | — |
| 2022 | $103K | $179K | $2.8M | 83.5% | — |
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