Charity Search / AGENCY FOR COMMUNITY TRANSIT
Human Services (P52Z) 990 on File

AGENCY FOR COMMUNITY TRANSIT

EIN: 37-1169404 · PONTOON BEACH, IL 62040-2868 · United States · FY 2025 Data
3 out of 5 53 / 100 Based on 2+ years of filings
Financial strength (30%) 74/100
Reliability (20%) 55/100
Effectiveness (25%) 78/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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Financial Overview — FY 2025
$34.2M
Total Revenue
$32.8M
Total Expenses
$30.6M
Net Assets
356
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 95.3%
Fundraising Efficiency N/A
Operating Reserve 11.20x
Liability-to-Asset 11.2%
Revenue Diversification 91.8%
Executive Compensation $251K
Compared with Peers
FY 2025
Compared with 1,112 similar organizations (United States, Human Services, $10M–$100M in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
95.3% 87.2%
P10P90
Top quarter
Admin expense ratio
Management and general / total expenses · lower is better
4.7% 11.3%
P10P90
Top quarter
Fundraising expense ratio
Fundraising expenses / total expenses · lower is better
0.0% 0.4%
P10P90
Top quarter
Operating reserve
Months of expenses covered by net assets · higher is better
11.2 mo 7.5 mo
P10P90
Above median
Liabilities to assets
Total liabilities / total assets · lower is better
11.2% 26.6%
P10P90
Top quarter
Revenue concentration
Share of revenue from the largest source · lower is better
91.8% 91.4%
P10P90
Below median
Revenue growth
Year over year revenue growth
9.7% 6.3%
P10P90
Expense growth
Year over year expense growth
6.4% 5.3%
P10P90
Surplus margin
Surplus as a share of revenue
4.1% 2.8%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $34.2M $32.8M $30.6M 95.3% 356
2024 $31.2M $30.8M $29.2M 95.5% 359
2023 $30.3M $29.3M $28.9M 94.7% 357
2022 $27.3M $26.7M $27.9M 94.9% 348
2021 $26.5M $25.4M N/A 365
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Organization Details
EIN
37-1169404
State
IL
City
PONTOON BEACH
ZIP
62040-2868
Classification
P52Z
Category
Human Services
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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