Human Services (P27Z) IRS Verified DX Registered 990 on File

YWCA SOUTHWESTERN ILLINOIS

EIN: 37-0662608 · ALTON, IL 62002-2406 · United States · FY 2025 Data

3 out of 5 56 / 100 Based on 2+ years of filings

Financial strength (30%) 85/100

Reliability (20%) 55/100

Effectiveness (25%) 80/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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CharityAI™ Score

out of 100

Mission Statement

eliminating racism, empowering women and promoting peace, justice, freedom and dignity for all persons

Financial Overview — FY 2025

$819K

Total Revenue

$785K

Total Expenses

$846K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 74.5%

Fundraising Efficiency 144.4%

Operating Reserve 12.93x

Liability-to-Asset 24.2%

Revenue Diversification 58.9%

Compared with Peers

FY 2025

Compared with 9,042 similar organizations (United States, Human Services, $100K–$1M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	74.5%	86.8%	P10P90	Below median
Admin expense ratio Management and general / total expenses · lower is better	21.5%	10.0%	P10P90	Bottom quarter
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	4.0%	0.0%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	144.4%	13.2%	P10P90	Bottom quarter
Operating reserve Months of expenses covered by net assets · higher is better	12.9 mo	8.9 mo	P10P90	Above median
Liabilities to assets Total liabilities / total assets · lower is better	24.2%	1.2%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	58.9%	96.0%	P10P90	Top quarter
Revenue growth Year over year revenue growth	10.2%	5.6%	P10P90
Expense growth Year over year expense growth	8.0%	6.7%	P10P90
Surplus margin Surplus as a share of revenue	4.2%	2.5%	P10P90

CharityAI™ Evaluation — 2025

58 / 100

100

Financial

Reliability

Effectiveness

Impact

Financial Strength (30%) 100

Reliability & Transparency (20%) 82

Program Effectiveness (25%) 38

Impact & Outcomes (25%) 10

0 programs

IRS Verified Form 990 on File 90% Data Complete

Impact

2 programs

Outcome / Program	People Served	Cost / Service	# Completed	Duration
Improve academic skills through homework help, reading/writing activities developing confidence.	189	$2,121.69	—	Per Year
Volunteers provide tutoring, mentoring, enrichment activities, and daily support that help children	507	$790.93	—	Per Year

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$819K	$785K	$846K	74.5%	41
2024	$743K	$726K	$811K	81.9%	38
2023	$758K	$737K	$794K	79.8%	40
2022	$735K	$636K	$773K	74.4%	47
2021	$929K	$554K	N/A	—	39

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Organization Details

EIN: 37-0662608
State: IL
City: ALTON
ZIP: 62002-2406
Classification: P27Z
Category: Human Services
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1910
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
An organization that is not in good standing with its registry (for example a revoked tax exemption) is shown as Not rated.
"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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