Philanthropy & Grantmaking (T70Z) IRS Verified DX Registered 990 on File

UNITED WAY OF HOWARD COUNTY INC

EIN: 35-0877579 · KOKOMO, IN 46901-4523 · United States · FY 2023 Data

3 out of 5 59 / 100 Based on 2+ years of filings

Financial strength (30%) 90/100

Reliability (20%) 55/100

Effectiveness (25%) 90/100

Impact (25%) No data yet

Financial data: FY 2023 · Scored 9/13/2026

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CharityAI™ Score

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Mission Statement

We believe in the transforming power of compassion and cooperation. The United Way of Howard County provides the leadership necessary to identify and respond effectively to the community's most pressing social needs. Through funding and advocacy, we organize and increase the capacity of people to care for one another.

Financial Overview — FY 2023

$1.2M

Total Revenue

$924K

Total Expenses

$938K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 81.2%

Fundraising Efficiency N/A

Operating Reserve 12.18x

Liability-to-Asset 7.3%

Revenue Diversification 84.3%

Executive Compensation $30K

Compared with Peers

FY 2023

Compared with 26,148 similar organizations (United States, Philanthropy & Grantmaking, $100K–$1M in expenses), FY 2023.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	81.2%	90.7%	P10P90	Bottom quarter
Admin expense ratio Management and general / total expenses · lower is better	18.3%	7.8%	P10P90	Bottom quarter
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	0.5%	0.0%	P10P90	Below median
Operating reserve Months of expenses covered by net assets · higher is better	12.2 mo	106.5 mo	P10P90	Bottom quarter
Liabilities to assets Total liabilities / total assets · lower is better	7.3%	0.0%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	84.3%	90.6%	P10P90	Above median
Revenue growth Year over year revenue growth	-3.5%	4.1%	P10P90
Expense growth Year over year expense growth	-27.4%	2.5%	P10P90
Surplus margin Surplus as a share of revenue	20.5%	-10.5%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2023	$1.2M	$924K	$938K	81.2%	11
2022	$1.2M	$1.3M	$-45,299	81.0%	12
2021	$1.5M	$2.0M	N/A	—	11

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Organization Details

EIN: 35-0877579
State: IN
City: KOKOMO
ZIP: 46901-4523
Classification: T70Z
Category: Philanthropy & Grantmaking
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 1959
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

A pillar with no data counts as zero. Without impact metrics the score is capped at 59 (three stars): only the charity can supply that data.
The coverage grade (A to D) says how much filing data the score rests on; NONE means there is not enough to rate.
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"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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