Housing & Shelter
(L80)
990 on File
OPPORTUNITIES FOR LIVING INC
Financial strength (30%)
82/100
Reliability (20%)
55/100
Effectiveness (25%)
51/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$39K
Total Revenue
$55K
Total Expenses
$48K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
90.3%
Fundraising Efficiency
N/A
Operating Reserve
10.47x
Liability-to-Asset
48.5%
Revenue Diversification
54.2%
Compared with Peers
FY 2025
Compared with 1,339 similar organizations
(United States, Housing & Shelter, under $100K in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
90.3% | 84.1% |
P10P90
|
Above median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
10.5 mo | 32.4 mo |
P10P90
|
Below median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
48.5% | 2.4% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
54.2% | 99.6% |
P10P90
|
Top quarter |
|
Revenue growth
Year over year revenue growth
|
12.3% | 0.0% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
68.2% | 0.0% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-40.3% | 9.1% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $39K | $55K | $48K | 90.3% | — |
| 2024 | $35K | $33K | $64K | 86.4% | — |
| 2023 | $35K | $36K | $62K | 89.9% | — |
| 2022 | $32K | $30K | $63K | 83.1% | — |
| 2021 | $49K | $30K | N/A | — | 1 |
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