Philanthropy & Grantmaking
(T22)
990 on File
CANANDAIGUA NATIONAL BANK & TRUST CO TRUSTEE OF CRAUGH CHARITABLE
Financial strength (30%)
92/100
Reliability (20%)
50/100
Effectiveness (25%)
51/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$907K
Total Revenue
$192K
Total Expenses
$3.1M
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
84.6%
Fundraising Efficiency
N/A
Operating Reserve
192.84x
Liability-to-Asset
0.0%
Revenue Diversification
96.8%
Executive Compensation
$29K
Compared with Peers
FY 2025
Compared with 8,005 similar organizations
(United States, Philanthropy & Grantmaking, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
84.6% | 90.0% |
P10P90
|
Below median |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
192.8 mo | 98.0 mo |
P10P90
|
Top quarter |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
0.0% | 0.0% |
P10P90
|
Top quarter |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
96.8% | 90.3% |
P10P90
|
Below median |
|
Revenue growth
Year over year revenue growth
|
528.3% | 11.3% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
3.8% | 8.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
78.9% | 4.5% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $907K | $192K | $3.1M | 84.6% | — |
| 2024 | $144K | $185K | $2.4M | 83.9% | — |
| 2023 | $274K | $189K | $2.4M | 86.4% | — |
| 2022 | $349K | $167K | $2.3M | 86.7% | — |
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