Charity Search / CENTRAL GARDEN AREA ASSOCIATION INC
Community Improvement (S31) 990 on File

CENTRAL GARDEN AREA ASSOCIATION INC

EIN: 23-7369915 · MEMPHIS, TN 38174-1382 · United States · FY 2025 Data
3 out of 5 56 / 100 Based on 2+ years of filings
Financial strength (30%) 99/100
Reliability (20%) 55/100
Effectiveness (25%) 61/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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CharityAI™ Score
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Financial Overview — FY 2025
$126K
Total Revenue
$99K
Total Expenses
$114K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 84.6%
Fundraising Efficiency N/A
Operating Reserve 13.78x
Liability-to-Asset N/A
Revenue Diversification 59.7%
Compared with Peers
FY 2025
Compared with 2,326 similar organizations (United States, Community Improvement, under $100K in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
84.6% 83.4%
P10P90
Above median
Operating reserve
Months of expenses covered by net assets · higher is better
13.8 mo 21.9 mo
P10P90
Below median
Revenue concentration
Share of revenue from the largest source · lower is better
59.7% 96.0%
P10P90
Top quarter
Revenue growth
Year over year revenue growth
14.0% -0.2%
P10P90
Expense growth
Year over year expense growth
-38.3% -1.2%
P10P90
Surplus margin
Surplus as a share of revenue
21.1% 11.0%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $126K $99K $114K 84.6%
2024 $110K $161K $88K 90.6%
2023 $99K $108K $138K 80.7%
2022 $80K $82K N/A 1
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Organization Details
EIN
23-7369915
State
TN
City
MEMPHIS
ZIP
38174-1382
Classification
S31
Category
Community Improvement
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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