Charity Search / SNOW BELT HOUSING COMPANY INC
Housing & Shelter (L200) 990 on File

SNOW BELT HOUSING COMPANY INC

EIN: 22-2391978 · LOWVILLE, NY 13367-1582 · United States · FY 2025 Data
3 out of 5 55 / 100 Based on 2+ years of filings
Financial strength (30%) 86/100
Reliability (20%) 55/100
Effectiveness (25%) 71/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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Financial Overview — FY 2025
$1.5M
Total Revenue
$1.6M
Total Expenses
$1.1M
Net Assets
13
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 72.0%
Fundraising Efficiency N/A
Operating Reserve 8.53x
Liability-to-Asset 59.2%
Revenue Diversification 59.1%
Executive Compensation $112K
Compared with Peers
FY 2025
Compared with 1,101 similar organizations (United States, Housing & Shelter, $1M–$10M in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
72.0% 86.6%
P10P90
Bottom quarter
Admin expense ratio
Management and general / total expenses · lower is better
28.0% 10.4%
P10P90
Bottom quarter
Fundraising expense ratio
Fundraising expenses / total expenses · lower is better
0.0% 0.0%
P10P90
Top quarter
Operating reserve
Months of expenses covered by net assets · higher is better
8.5 mo 13.6 mo
P10P90
Below median
Liabilities to assets
Total liabilities / total assets · lower is better
59.2% 30.2%
P10P90
Below median
Revenue concentration
Share of revenue from the largest source · lower is better
59.1% 88.1%
P10P90
Top quarter
Surplus margin
Surplus as a share of revenue
-6.1% 4.4%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $1.5M $1.6M $1.1M 72.0% 13
2023 $2.1M $2.2M $1.2M 89.4% 9
2022 $1.6M $1.7M $1.3M 87.6% 14
2021 $1.5M $1.5M N/A — 15
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Organization Details
EIN
22-2391978
State
NY
City
LOWVILLE
ZIP
13367-1582
Classification
L200
Category
Housing & Shelter
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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