Charity Search / ALLEN CREDIT & DEBT COUNSELING AGENCY
Human Services (P51) 990 on File

ALLEN CREDIT & DEBT COUNSELING AGENCY

EIN: 20-3413292 · WOLSEY, SD 57384-8433 · United States · FY 2024 Data
3 out of 5 53 / 100 Based on 2+ years of filings
Financial strength (30%) 77/100
Reliability (20%) 50/100
Effectiveness (25%) 78/100
Impact (25%) No data yet
Financial data: FY 2024 · Scored 9/13/2026
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Financial Overview — FY 2024
$1.1M
Total Revenue
$1.1M
Total Expenses
$117K
Net Assets
10
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 85.3%
Fundraising Efficiency N/A
Operating Reserve 1.31x
Liability-to-Asset 66.7%
Revenue Diversification 100.8%
Executive Compensation $92K
Compared with Peers
FY 2024
Compared with 7,588 similar organizations (United States, Human Services, $1M–$10M in expenses), FY 2024.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
85.3% 85.5%
P10P90
Below median
Admin expense ratio
Management and general / total expenses · lower is better
14.3% 11.3%
P10P90
Below median
Fundraising expense ratio
Fundraising expenses / total expenses · lower is better
0.5% 0.4%
P10P90
Below median
Operating reserve
Months of expenses covered by net assets · higher is better
1.3 mo 8.5 mo
P10P90
Bottom quarter
Liabilities to assets
Total liabilities / total assets · lower is better
66.7% 13.3%
P10P90
Bottom quarter
Revenue concentration
Share of revenue from the largest source · lower is better
100.8% 93.2%
P10P90
Bottom quarter
Revenue growth
Year over year revenue growth
16.3% 7.1%
P10P90
Expense growth
Year over year expense growth
12.7% 7.9%
P10P90
Surplus margin
Surplus as a share of revenue
1.4% 1.9%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2024 $1.1M $1.1M $117K 85.3% 10
2023 $930K $946K $101K 67.9% 15
2022 $889K $895K $117K 63.8% 15
2021 $1.3M $1.2M $123K 74.4% 24
2020 $1.4M $1.3M N/A 24
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Organization Details
EIN
20-3413292
State
SD
City
WOLSEY
ZIP
57384-8433
Classification
P51
Category
Human Services
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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