Housing & Shelter
(L20Z)
990 on File
HABITAT FOR HUMANITY INTERNATIONAL INC
Financial strength (30%)
89/100
Reliability (20%)
55/100
Effectiveness (25%)
71/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$643K
Total Revenue
$651K
Total Expenses
$626K
Net Assets
15
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
72.4%
Fundraising Efficiency
N/A
Operating Reserve
11.53x
Liability-to-Asset
41.8%
Revenue Diversification
71.4%
Executive Compensation
$93K
Compared with Peers
FY 2025
Compared with 2,936 similar organizations
(United States, Housing & Shelter, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
72.4% | 87.3% |
P10P90
|
Bottom quarter |
|
Admin expense ratio
Management and general / total expenses
· lower is better
|
18.8% | 11.8% |
P10P90
|
Below median |
|
Fundraising expense ratio
Fundraising expenses / total expenses
· lower is better
|
8.9% | 0.0% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
11.5 mo | 13.5 mo |
P10P90
|
Below median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
41.8% | 21.9% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
71.4% | 90.8% |
P10P90
|
Above median |
|
Surplus margin
Surplus as a share of revenue
|
-1.3% | -6.0% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $643K | $651K | $626K | 72.4% | 15 |
| 2023 | $1.2M | $1.2M | $416K | 83.0% | 10 |
| 2022 | $1.3M | $1.1M | $368K | 83.8% | 9 |
| 2021 | $1.1M | $981K | N/A | — | 9 |
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