Housing & Shelter
(L80)
990 on File
OSWEGO COUNTY HABITAT FOR HUMANITY INCORPORATED
Financial strength (30%)
44/100
Reliability (20%)
45/100
Effectiveness (25%)
31/100
Impact (25%)
No data yet
CharityAI™ Score
Not yet evaluated
Financial Overview — FY 2025
$47K
Total Revenue
$123K
Total Expenses
$178K
Net Assets
N/A
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio
28.3%
Fundraising Efficiency
N/A
Operating Reserve
17.38x
Liability-to-Asset
26.4%
Revenue Diversification
88.1%
Compared with Peers
FY 2025
Compared with 2,936 similar organizations
(United States, Housing & Shelter, $100K–$1M in expenses), FY 2025.
This organization
Middle half of peers (P25–P75)
Peer median
| Ratio | This org | Peer median | Position (P10 → P90) | |
|---|---|---|---|---|
|
Program expense ratio
Program expenses / total expenses
· higher is better
|
28.3% | 87.3% |
P10P90
|
Bottom quarter |
|
Operating reserve
Months of expenses covered by net assets
· higher is better
|
17.4 mo | 13.5 mo |
P10P90
|
Above median |
|
Liabilities to assets
Total liabilities / total assets
· lower is better
|
26.4% | 21.9% |
P10P90
|
Below median |
|
Revenue concentration
Share of revenue from the largest source
· lower is better
|
88.1% | 90.8% |
P10P90
|
Above median |
|
Revenue growth
Year over year revenue growth
|
-29.1% | 4.8% |
P10P90
|
|
|
Expense growth
Year over year expense growth
|
-10.7% | 4.2% |
P10P90
|
|
|
Surplus margin
Surplus as a share of revenue
|
-162.1% | -6.0% |
P10P90
|
Financial History
| Year | Revenue | Expenses | Net Assets | Program % | Staff |
|---|---|---|---|---|---|
| 2025 | $47K | $123K | $178K | 28.3% | — |
| 2024 | $66K | $138K | $254K | 93.7% | 1 |
| 2021 | $-14,847 | $42K | N/A | — | 1 |
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