Charity Search / HABITAT FOR HUMANITY INTERNATIONAL INC
Housing & Shelter (L20Z) 990 on File

HABITAT FOR HUMANITY INTERNATIONAL INC

EIN: 04-3092658 · NORTH ADAMS, MA 01247-0391 · United States · FY 2025 Data
3 out of 5 53 / 100 Based on 2+ years of filings
Financial strength (30%) 83/100
Reliability (20%) 55/100
Effectiveness (25%) 68/100
Impact (25%) No data yet
Financial data: FY 2025 · Scored 9/13/2026
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Financial Overview — FY 2025
$52K
Total Revenue
$99K
Total Expenses
$625K
Net Assets
1
Employees
Revenue Sources
Expense Breakdown
Program Expense Ratio 66.5%
Fundraising Efficiency N/A
Operating Reserve 75.62x
Liability-to-Asset 3.1%
Revenue Diversification 73.4%
Compared with Peers
FY 2025
Compared with 1,152 similar organizations (United States, Housing & Shelter, under $100K in expenses), FY 2025.
This organization Middle half of peers (P25–P75) Peer median
Ratio This org Peer median Position (P10 → P90)
Program expense ratio
Program expenses / total expenses · higher is better
66.5% 83.6%
P10P90
Below median
Admin expense ratio
Management and general / total expenses · lower is better
31.2% 13.9%
P10P90
Below median
Fundraising expense ratio
Fundraising expenses / total expenses · lower is better
2.2% 0.0%
P10P90
Bottom quarter
Operating reserve
Months of expenses covered by net assets · higher is better
75.6 mo 32.0 mo
P10P90
Above median
Liabilities to assets
Total liabilities / total assets · lower is better
3.1% 2.1%
P10P90
Below median
Revenue concentration
Share of revenue from the largest source · lower is better
73.4% 99.6%
P10P90
Top quarter
Surplus margin
Surplus as a share of revenue
-91.1% 10.5%
P10P90
Financial History
Year Revenue Expenses Net Assets Program % Staff
2025 $52K $99K $625K 66.5% 1
2023 $95K $36K $780K 41.0% 1
2022 $383K $218K $721K 90.0% 1
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Organization Details
EIN
04-3092658
State
MA
City
NORTH ADAMS
ZIP
01247-0391
Classification
L20Z
Category
Housing & Shelter
Rating
3★
Coverage
A
Last Updated
Aug 2026
Form 990
On File
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