Human Services (P270) IRS Verified DX Registered 990 on File

YOUNG MENS CHRISTIAN ASSOCIATION OF METRO NORTH INC

EIN: 04-2105883 · PEABODY, MA 01960-7938 · United States · FY 2025 Data

3 out of 5 56 / 100 Based on 2+ years of filings

Financial strength (30%) 78/100

Reliability (20%) 55/100

Effectiveness (25%) 88/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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Mission Statement

The YMCA of Metro North builds strong kids, strong families and strong communities by enriching the lives of all people in spirit, mind and body. Serving the communities of Lynn, Peabody, Saugus, Melrose, Stoneham, Revere, Nahant and Lynnfield the Y of Metro North focuses on programs which strengthen the foundations of community, enhance youth development, promote healthy living and foster a sense of social responsibility. A sample of our programming that addresses these community needs is below: Youth development - NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN Academic support, early childhood & after school care, instruction in sports, swimming & wellness Healthy Living - IMPROVING OUR COMMUNITY'S HEALTH AND WELL-BEING Weight management programs for all ages, Over 200 group exercise classes each week, Youth focused healthy eating programs Social responsibility - GIVING BACK AND PROVIDING SUPPORT TO OUR NEIGHBORS Ongoing community service projects, Volunteer recruitment, Financial Aid, Community Events, Representation on community boards

Financial Overview — FY 2025

$39.4M

Total Revenue

$32.2M

Total Expenses

$61.1M

Net Assets

1144

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 88.5%

Fundraising Efficiency 41.4%

Operating Reserve 22.75x

Liability-to-Asset 31.7%

Revenue Diversification 78.5%

Executive Compensation $645K

Compared with Peers

FY 2025

Compared with 1,399 similar organizations (United States, Human Services, $10M–$100M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	88.5%	87.1%	P10P90	Above median
Admin expense ratio Management and general / total expenses · lower is better	10.5%	11.4%	P10P90	Above median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	1.0%	0.3%	P10P90	Below median
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	41.4%	459.1%	P10P90	Top quarter
Operating reserve Months of expenses covered by net assets · higher is better	22.8 mo	7.3 mo	P10P90	Top quarter
Liabilities to assets Total liabilities / total assets · lower is better	31.7%	28.4%	P10P90	Below median
Revenue concentration Share of revenue from the largest source · lower is better	78.5%	91.8%	P10P90	Top quarter
Surplus margin Surplus as a share of revenue	18.1%	2.5%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$39.4M	$32.2M	$61.1M	88.5%	1144
2023	$32.9M	$27.9M	$41.3M	88.1%	1242
2022	$30.4M	$25.3M	$35.8M	88.2%	1118
2021	$28.1M	$21.5M	N/A	—	935

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Organization Details

EIN: 04-2105883
State: MA
City: PEABODY
ZIP: 01960-7938
Classification: P270
Category: Human Services
Rating: 3★
Coverage: A
Last Updated: Aug 2026
IRS Ruling Year: 2012
Foundation Code: 15
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

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