Religion-Related (X20) 990 on File

RAIN DOWN MINISTRIES

EIN: 02-0782702 · LAUREL, MS 39443-0766 · United States · FY 2025 Data

3 out of 5 56 / 100 Based on 2+ years of filings

Financial strength (30%) 92/100

Reliability (20%) 50/100

Effectiveness (25%) 75/100

Impact (25%) No data yet

Financial data: FY 2025 · Scored 9/13/2026

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Financial Overview — FY 2025

$469K

Total Revenue

$340K

Total Expenses

$645K

Net Assets

Employees

Revenue Sources

Expense Breakdown

Program Expense Ratio 90.6%

Fundraising Efficiency 3.1%

Operating Reserve 22.80x

Liability-to-Asset 34.1%

Revenue Diversification 51.8%

Executive Compensation $55K

Compared with Peers

FY 2025

Compared with 4,018 similar organizations (United States, Religion-Related, $100K–$1M in expenses), FY 2025.

This organization Middle half of peers (P25–P75) Peer median

Ratio	This org	Peer median	Position (P10 → P90)
Program expense ratio Program expenses / total expenses · higher is better	90.6%	87.7%	P10P90	Above median
Admin expense ratio Management and general / total expenses · lower is better	6.3%	8.2%	P10P90	Above median
Fundraising expense ratio Fundraising expenses / total expenses · lower is better	3.1%	0.0%	P10P90	Bottom quarter
Fundraising efficiency Fundraising expenses / gross fundraising income · lower is better	3.1%	5.9%	P10P90	Above median
Operating reserve Months of expenses covered by net assets · higher is better	22.8 mo	7.7 mo	P10P90	Above median
Liabilities to assets Total liabilities / total assets · lower is better	34.1%	0.2%	P10P90	Bottom quarter
Revenue concentration Share of revenue from the largest source · lower is better	51.8%	99.5%	P10P90	Top quarter
Surplus margin Surplus as a share of revenue	27.7%	2.4%	P10P90

Financial History

Year	Revenue	Expenses	Net Assets	Program %	Staff
2025	$469K	$340K	$645K	90.6%	1
2023	$468K	$296K	$516K	93.6%	1
2022	$379K	$299K	$344K	95.2%	1
2021	$364K	$221K	N/A	—	1

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Organization Details

EIN: 02-0782702
State: MS
City: LAUREL
ZIP: 39443-0766
Classification: X20
Category: Religion-Related
Rating: 3★
Coverage: A
Last Updated: Aug 2026
Form 990: On File

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CharityAI™ rates charities from 0 to 100 using public filings (IRS Form 990 and the equivalent registries outside the US) together with the information the charity itself provides on DonationX. Ratings are recalculated every quarter, without human bias, and shown as stars.

Four pillars

Financial strength30%

Program expense ratio, fundraising efficiency, operating reserves, liabilities and revenue diversification, compared with similar organizations.

Reliability20%

Standing with the registry, filing history, verification and how complete the profile is.

Effectiveness25%

How much goes to programs and how consistently the organization delivers them.

Impact25%

The outcomes the charity reports on DonationX: people served, cost per service and results.

Stars

★★★★★ 80–100 ★★★★☆ 60–79 ★★★☆☆ 40–59 ★★☆☆☆ 20–39 ★☆☆☆☆ 1–19

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"Compared with peers" places the charity's key ratios against organizations of the same country, sector and size.

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